972-364-7842
At Legacy Credits, we don’t just repair credit; we transform lives. Take control with tailored credit repair that delivers proven results
Personalized Plans
Customized credit repair plans tailored to your financial situation.
Expert Guidance
Build positive credit with coaching from our credit experts.
No Long-Term Contracts
Freedom to pause and resume services at your convenience..
Money-Back Guarantee
Our service is backed by a money-back guarantee.
Having a strong credit score will improve your opportunities to qualify for a home.
Having a strong credit score will improve your rates helping to lower your Mortage payment.
What is credit repair?
Credit repair involves addressing negative items on your credit report, such as errors or inaccuracies, to improve your credit score.
How does Legacy Credits repair my credit?
We analyze your credit report to identify errors or inaccuracies, create personalized credit repair plans, and work with creditors and credit bureaus to dispute negative items.
How long does the credit repair process take?
The duration varies depending on the complexity of your credit report, but our clients usually see improvements within 30 to 45 days.
How much does it cost?
We offer several service packages starting at $109/month for individuals. Each package includes a setup fee and monthly payments. Couples and Executive packages are available with additional benefits.
What if I’m not satisfied?
Legacy Credits offers a money-back guarantee for your peace of mind. You can also pause or resume services at your convenience, as there are no long-term contracts.
Tailored Credit Repair With ScoreMaximizer™
Proven Results
Build Positive Credit with
Coaching
Money-Back Guarantee
No Long-Term Contracts
Special Limited-Time
Offer on Setup Fee
All Single package benefits
Discounted Credit Repair for Spouse Couple
ProsperPath Coaching™
Special Limited-Time Offer on Setup Fee
All Single package benefits
Dedicated Support Agent Priority Onboarding
Exclusive Access to Realtors & Loan Officers Network
Special Limited-Time Offer on Setup Fee
Tina
The best credit repair company I’ve ever used! They repaired my credit in just 2 months and I was able to purchase a home.
Tom
Got my credit repaired in just two months! Definitely 10/10! And amazing service! Very professional and reliable!
Wesley
Great customer service and raised my credit from 400 to 590 to little of 3 months
It's a common misconception that simply paying off collections will increase your credit score. While paying off collections is a step in the right direction, it doesn't guarantee a score increase or a mortgage approval. The credit scoring system is complex and involves numerous factors. This is where Legacy steps in. We have extensive knowledge of the credit scoring system and we'll help you make strategic decisions to improve your credit score in the long term.
While it's possible to attempt credit repair on your own, it's important to understand that credit repair is more than just paying off outstanding debts. It requires a deep understanding of credit scoring models, lending criteria, and financial management. Legacy brings expertise and strategic planning to the table. Our goal is to raise your credit score and repair your credit in a manner that makes you an attractive prospect to mortgage lenders. We help you get ready for the best mortgage approval conditions, significantly reducing the stress and uncertainty of the process.
Every credit repair company has its own approach, but at Legacy, our methods stand out from the rest. There's a reason why your mortgage company uses Legacy. Our team doesn't just work to improve your present credit score but also ensures your financial health in the long run. We have a proven track record of successfully navigating complex credit situations and providing tailored solutions that work best for you. We believe in results, transparency, and in maintaining a long-standing relationship with our clients.