972-364-7842

#1 recommended credit repair solution among mortgage officers.

At Legacy Credits, we don’t just repair credit; we transform lives. Take control with tailored credit repair that delivers proven results

How Legacy Credits Makes the Difference

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Personalized Plans

Customized credit repair plans tailored to your financial situation.

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Expert Guidance

Build positive credit with coaching from our credit experts.

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No Long-Term Contracts

Freedom to pause and resume services at your convenience..

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Money-Back Guarantee

Our service is backed by a money-back guarantee.

With a full life ahead of you, the road isn't always clear.

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Having a strong credit score will improve your opportunities to qualify for a home.

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Having a strong credit score will improve your rates helping to lower your Mortage payment.

Frequently Asked Questions 

What is credit repair?
Credit repair involves addressing negative items on your credit report, such as errors or inaccuracies, to improve your credit score.

How does Legacy Credits repair my credit?
We analyze your credit report to identify errors or inaccuracies, create personalized credit repair plans, and work with creditors and credit bureaus to dispute negative items.

How long does the credit repair process take?
The duration varies depending on the complexity of your credit report, but our clients usually see improvements within 30 to 45 days.


How much does it cost?
We offer several service packages starting at $109/month for individuals. Each package includes a setup fee and monthly payments. Couples and Executive packages are available with additional benefits.

What if I’m not satisfied?
Legacy Credits offers a money-back guarantee for your peace of mind. You can also pause or resume services at your convenience, as there are no long-term contracts.

Service Packages Designed For You

Single

$109/mo

Tailored Credit Repair With ScoreMaximizer™

Proven Results

Build Positive Credit with

Coaching

Money-Back Guarantee

No Long-Term Contracts

Special Limited-Time

Offer on Setup Fee


Couple

$185/mo

All Single package benefits

Discounted Credit Repair for Spouse Couple

ProsperPath Coaching™

Special Limited-Time Offer on Setup Fee

Executive

$159/mo

All Single package benefits

Dedicated Support Agent Priority Onboarding

Exclusive Access to Realtors & Loan Officers Network

Special Limited-Time Offer on Setup Fee


Hear From Our Clients

Tina

The best credit repair company I’ve ever used! They repaired my credit in just 2 months and I was able to purchase a home.

Tom

Got my credit repaired in just two months! Definitely 10/10! And amazing service! Very professional and reliable!

Wesley

Great customer service and raised my credit from 400 to 590 to little of 3 months

Common Misconceptions about Credit Repair

If I pay off collections, will it raise my credit score?

It's a common misconception that simply paying off collections will increase your credit score. While paying off collections is a step in the right direction, it doesn't guarantee a score increase or a mortgage approval. The credit scoring system is complex and involves numerous factors. This is where Legacy steps in. We have extensive knowledge of the credit scoring system and we'll help you make strategic decisions to improve your credit score in the long term.

Can I do my own credit repair?

While it's possible to attempt credit repair on your own, it's important to understand that credit repair is more than just paying off outstanding debts. It requires a deep understanding of credit scoring models, lending criteria, and financial management. Legacy brings expertise and strategic planning to the table. Our goal is to raise your credit score and repair your credit in a manner that makes you an attractive prospect to mortgage lenders. We help you get ready for the best mortgage approval conditions, significantly reducing the stress and uncertainty of the process.

I’ve tried other credit repair companies, why is Legacy different?

Every credit repair company has its own approach, but at Legacy, our methods stand out from the rest. There's a reason why your mortgage company uses Legacy. Our team doesn't just work to improve your present credit score but also ensures your financial health in the long run. We have a proven track record of successfully navigating complex credit situations and providing tailored solutions that work best for you. We believe in results, transparency, and in maintaining a long-standing relationship with our clients.

© 2024 Legacy Credits - All Rights Reserved,

info@legacycredits.com

972-364-7842